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There is something incredibly comforting about a hearty, cheesy, and satisfying casserole that brings together the best flavors of classic meatloaf with a creamy, dreamy mashed potato topping. This Cheesy Loaded Meatloaf Casserole Recipe is the ultimate crowd-pleaser, blending savory ground beef seasoned just right with melted cheddar cheese and spiced sausage surprises. Whether you’re cooking for family or friends, this dish delivers warmth, rich textures, and bold flavors that will have everyone asking for seconds.

Ingredients You’ll Need
The beauty of this dish lies in its simple yet essential ingredients, each playing a vital role in creating layers of taste and texture. From the juicy ground beef to the fluffy mashed potatoes and melty cheese, these components come together effortlessly for a truly mouthwatering meal.
- Ground beef (1 ½ lbs): The star protein that makes this casserole hearty and filling.
- Breadcrumbs (½ cup): Helps bind the meatloaf and keeps it tender without being dense.
- Egg (1 large): Acts as a natural binder to hold everything together perfectly.
- Milk (¼ cup): Adds moisture and softens the texture of the meat mixture.
- Onion, finely chopped (½ cup): Infuses a subtle sweetness and depth of flavor.
- Garlic, minced (2 cloves): Brings a fragrant, savory punch that’s impossible to resist.
- Worcestershire sauce (1 tbsp): Adds a robust umami boost and complexity.
- Salt (1 tsp): Essential for seasoning and balancing all flavors.
- Black pepper (½ tsp): Gives just the right amount of gentle heat.
- Italian seasoning (1 tsp): A blend of herbs that adds aromatic flair.
- Mashed potatoes (2 ½ cups, prepared): The creamy, comforting topping that makes this casserole unforgettable.
- Shredded cheddar cheese (1 cup): Melts into gooey, cheesy goodness on top of the potatoes.
- Cooked spiced sausage, crumbled (½ cup): Introduces a smoky, spicy kick that elevates the dish.
- Chopped green onions (¼ cup, optional): Adds a fresh, lively crunch and pop of color at the end.
How to Make Cheesy Loaded Meatloaf Casserole Recipe
Step 1: Preheat and Prepare
Start by preheating your oven to 375°F (190°C) and grease a 9×13-inch baking dish. This ensures the meatloaf will cook evenly, and nothing will stick when it’s time to serve.
Step 2: Combine the Meat Mixture
In a large mixing bowl, blend together the ground beef, breadcrumbs, egg, milk, onion, garlic, Worcestershire sauce, salt, black pepper, and Italian seasoning. Take your time mixing to evenly distribute all those wonderful flavors and ingredients so that every bite is perfectly balanced.
Step 3: Press the Meatloaf Base
Transfer the mixture into your prepped baking dish and press it down evenly with your hands or a spatula. This even layer forms the base of your casserole and helps it bake uniformly.
Step 4: Bake the Meatloaf Layer
Place the dish in the oven and bake for about 25 minutes, or until the meatloaf is cooked through and no longer pink in the center. This step is what starts bringing the savory heartiness of the casserole to life.
Step 5: Add the Mashed Potato Layer
Once the meatloaf layer is baked, carefully spread the prepared mashed potatoes evenly over the top. This creamy layer contrasts beautifully with the savory meat beneath it.
Step 6: Sprinkle on the Cheese
Next, generously sprinkle shredded cheddar cheese over the mashed potatoes. This cheesy layer will melt to perfection, creating a luscious, bubbly topping.
Step 7: Final Bake for Melty Goodness
Return the casserole to the oven for an additional 10 to 15 minutes, allowing the cheese to melt into gooey, golden perfection that makes this dish irresistibly delicious.
Step 8: Add the Finishing Touches
Take the casserole out of the oven and sprinkle crumbled cooked spiced sausage on top for a smoky, savory kick. If you like, add a sprinkling of chopped green onions to brighten the dish and add a fresh crunch.
Step 9: Slice and Serve Warm
Finally, slice into the layers of comfort and serve this hearty Cheesy Loaded Meatloaf Casserole Recipe warm. Get ready for compliments around the table!
How to Serve Cheesy Loaded Meatloaf Casserole Recipe

Garnishes
Fresh toppings like chopped green onions or even a sprinkle of fresh parsley add a beautiful pop of color and a hint of freshness that balances the rich, cheesy casserole perfectly.
Side Dishes
This casserole pairs wonderfully with a crisp green salad or steamed vegetables like broccoli or green beans. The freshness and crunch add contrast to the smooth, hearty casserole layers.
Creative Ways to Present
For a fun twist, serve the casserole in individual ramekins for single servings or create small, layered mini casseroles in muffin tins. This makes it perfect for parties or packed lunches and keeps everyone excited to dig in.
Make Ahead and Storage
Storing Leftovers
You can store any leftovers in an airtight container in the refrigerator for up to 3 days. The flavors deepen over time, making it perfect for a next-day meal or quick dinner fix.
Freezing
This casserole freezes beautifully. Just cover tightly with foil or plastic wrap before placing it in the freezer. It will keep well for up to 2 months, letting you enjoy your Cheesy Loaded Meatloaf Casserole Recipe whenever you want.
Reheating
Reheat leftovers in the oven at 350°F (175°C) until warmed through, about 20 minutes. For quicker reheating, use a microwave but be careful to cover to retain moisture and prevent drying out.
FAQs
Can I use ground turkey or chicken instead of beef?
Absolutely! Ground turkey or chicken can be substituted for ground beef to make a lighter version of this casserole. Just watch cooking times as leaner meats may cook a bit faster.
Is it necessary to use mashed potatoes as the topping?
While mashed potatoes add a classic, creamy layer, you could experiment with mashed cauliflower or even a layer of cooked vegetables for a lower-carb option without sacrificing flavor.
Can I make this recipe gluten-free?
Yes! Simply swap the regular breadcrumbs with gluten-free breadcrumbs, and ensure that any other ingredients you use, like Worcestershire sauce, are gluten-free as well.
What can I do if I don’t have Italian seasoning?
No worries! You can make your own blend with dried basil, oregano, thyme, and rosemary. This mix will still bring that lovely herbal note to your meatloaf.
How spicy is the addition of cooked spiced sausage?
It depends on the sausage you choose. If you prefer milder flavors, use a mild sausage. For a bold kick, spiced or smoked sausages add fantastic depth without overwhelming the dish.
Final Thoughts
If you’re looking to impress with a warm, satisfying dish that feels like a big, cozy hug, this Cheesy Loaded Meatloaf Casserole Recipe is a must-try. Its layers of savory meat, creamy potatoes, and melted cheese come together in perfect harmony. Give it a go and watch how quickly it becomes a cherished favorite in your kitchen.
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Cheesy Loaded Meatloaf Casserole Recipe
- Prep Time: 15 minutes
- Cook Time: 40 minutes
- Total Time: 55 minutes
- Yield: 6 servings
- Category: Casserole
- Method: Baking
- Cuisine: American
Description
This Cheesy Loaded Meatloaf Casserole combines savory ground beef with flavorful spices and a creamy mashed potato topping, all finished with melted cheddar cheese. Perfectly baked to golden perfection, this hearty casserole is a comforting meal that serves six and brings the classic meatloaf experience in an easy-to-serve dish.
Ingredients
Meatloaf Mixture
- 1 ½ lbs ground beef
- ½ cup breadcrumbs
- 1 large egg
- ¼ cup milk
- ½ cup onion, finely chopped
- 2 cloves garlic, minced
- 1 tbsp Worcestershire sauce
- 1 tsp salt
- ½ tsp black pepper
- 1 tsp Italian seasoning
Toppings
- 2 ½ cups mashed potatoes (prepared)
- 1 cup shredded cheddar cheese
- ½ cup cooked spiced sausage, crumbled
- ¼ cup chopped green onions (optional)
Instructions
- Preheat and Prepare: Preheat your oven to 375°F (190°C) and grease a 9×13-inch baking dish to prevent sticking and ensure easy serving.
- Mix Meatloaf Ingredients: In a large bowl, combine ground beef, breadcrumbs, egg, milk, finely chopped onion, minced garlic, Worcestershire sauce, salt, black pepper, and Italian seasoning. Mix thoroughly until well combined.
- Shape Meatloaf Layer: Press the meat mixture evenly into the greased baking dish, forming a uniform layer to ensure even cooking.
- Bake Meatloaf: Place the baking dish in the oven and bake for 25 minutes or until the meatloaf is fully cooked through and no longer pink inside.
- Add Mashed Potato Layer: Remove the dish from the oven and spread the prepared mashed potatoes evenly over the cooked meatloaf layer for a creamy topping.
- Top with Cheese and Sausage: Sprinkle shredded cheddar cheese evenly over the mashed potatoes. Then add the crumbled cooked spiced sausage for extra flavor and texture.
- Melt Cheese Topping: Return the casserole to the oven and bake for an additional 10 to 15 minutes, or until the cheese is melted, bubbly, and lightly golden.
- Add Final Garnish: Optionally, sprinkle chopped green onions on top for a fresh, mild onion flavor and a pop of color.
- Serve: Slice the casserole into six to eight portions and enjoy warm as a comforting, hearty meal.
Notes
- For a spicier twist, use hot sausage instead of mild for the topping.
- You can prepare mashed potatoes from scratch or use store-bought for convenience.
- This casserole can be assembled a day ahead and refrigerated; just adjust baking time slightly if baking from cold.
- Leftovers reheat well in the microwave or oven for a quick meal the next day.
- Optional green onions add fresh flavor and crunch, but can be omitted if preferred.

